who is the fool?

I was just watching this serial. One person in this serial happens to be real fool or at least considered by others as fool. Another person residing in the same locality is in need of Rs.15000/- After trying all his friends, and meeting only with disappointment, he is returning home and enroute meets this so called fool. After they exchange the basic courtesy, our friend on being insisted why he looks so dejected decides there is no harm in telling his requirement and finding out if the fool can help him.

Here is how their conversation goes:
Aapke paas kuch rupye honge kya?
Kitna chahiye?
pandhrah hazaar rupye chahiye, hai kya aapke paas?
Nahi ji, mere paas tho sirf pachis hazaar rupye hain.
Oh koi baat nahin, mai kisi aur se pooch loonga…

Do you have any cash
How much do you need
I need Rs.15000, do you have it?
No, I have only Rs.25000
Oh no problem at all, I will ask someone else.

Now who is the fool here??